* Strict mode allows fullscan for multitenant payload index
* different error for missing payload index in multitenant case
* handle payload_m
* add simple test
* handle hnsw.m not set
* add another simple test
* fix test
* fallback to global HSNW config
* new error status code
* do not block on global HNSW and improver error reporting
* clearer error reporting
* review fixes
* fix test error messages
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Co-authored-by: generall <andrey@vasnetsov.com>